Blogs

With a storied history as one of the premier furniture manufacturers in the world and more than 1,600 global associates, the publicly traded furniture company needed a financial partner with the strength and agility to support fast-paced growth opportunities. "It’s their people, their integrity and their character—that’s what they bring and what sets them apart." —Chief Financial and Operating Officer, Furniture Manufacturing Company Like most organizations during the pandemic, difficult decisions had to be made within the company to remain durable, including cutting non-core business lines...

As the global economy enters a post-Covid age, rising inflation rates have QSR franchisees on edge. As unpredictable labor shortages and supply chain bottlenecks abound, QSR franchisees need to rely on the wisdom of their most trusted financial partners to weather the storm. Find out what realistic business strategies QSR franchisees can employ to combat rising inflation, labor shortages, and shipping costs in a highly competitive food service market. Keeping business strategies current is vital to survival today more than ever. The modern age champions rapid convenience at the lowest price...

The trucking industry is short-handed and the need for alternative solutions is at an all-time high. Rising fuel prices and inflation rates have only exemplified the need for electric semi-trucks and autonomous vehicles. Experts believe the self-driving future is just over the horizon—so now is the time to prepare. Rising fuel prices and inflation rates have only exacerbated the need for electric semi-trucks and autonomous vehicles. Such vehicles used to be in the realm of science fiction, but breakthroughs in AV technology are turning fantasy into reality every day. Today, several well-known...

Recent legislation has allowed for significant capital-gains tax savings on investments in designated opportunity zones (“OZs”). There are over 8,000 Opportunity Zones spread throughout all 50 states and U.S. territories, with the entire island of Puerto Rico being one. In general, the zones were designated by governors and located within low-to-moderate income census tracts. This program could offer considerable benefits for investors, lenders and the communities located in OZs, but the benefits do come with risk and some unknowns. In a very basic sense, Opportunity Zone legislation reduces...

There are many ways to structure a retirement plan for an organization and its plan participants. As an employer, it’s important to find an attentive advisor that provides ongoing, valuable guidance, and there is not a better partner than HTLF Retirement Plan Services. "[The client] checked his personal investment expense ratios against the menu we could provide. The ‘light clicked on’ when he saw how much money he was losing due to the high investment expenses and poor investment options." —Relationship Manager, HTLF Retirement Plan Services A company selling large construction and...